Our Team

We have an exclusive team of risk managers, certified public accountants, underwriters and attorneys that are property and casualty risk specialists. Our specialists have years of experience helping companies and individuals craft creative insurance solutions. Contact us today to set up an appointment with a member of our team.

Use the arrow keys on your keyboard to navigate through our team contacts.

Kenneth R. Hale, JD- Chairman

Kenneth R. Hale, JD- Chairman

Kenneth R. Hale is a long time resident of the Detroit area. After graduating from high school, he joined the United States Marine Corps. In 1960 after returning to Detroit, he worked for a variety of insurance companies in underwriting positions, including Employers of Boston, Great American Insurance Company, American Insurance Company (now Fireman’s Fund), and Consolidated Mutual Insurance Company. He also was Senior Vice President of Michigan operations for Meadowbrook Insurance Group. During this period of time, he earned his Bachelor of Science degree from Wayne State in 1965 and his law degree from the Detroit College of Law (now Michigan State University) in 1972. He was admitted to the State Bar of Michigan in 1972.

Kenneth R. Hale, JD- Chairman
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Daniel Hale, JD, CPCU, CRM, ARM, CIC, LIC, AIS, AAI, API, AU, AIC -  Executive Vice President

Daniel Hale, JD, CPCU, CRM, ARM, CIC, LIC, AIS, AAI, API, AU, AIC - Executive Vice President

Daniel P. Hale is the Executive Vice President of Marsh & McLennan Agency LLC. He is a licensed attorney and has earned a number of professional insurance designations including Chartered Property and Casualty Underwriter (CPCU), Accredited Advisor in Insurance (AAI), and Certified Insurance Counselor (CIC) among others. Dan is a graduate of the University of Detroit Mercy School of Law and has served as an insurance and risk management course leader at the collegiate level. He has served as a guest speaker for various industry groups across the county and has authored a number of articles on insurance and risk management, including Michigan Insurance Law and Practice, published by the Institute for Continuing Legal Education

Daniel Hale, JD, CPCU, CRM, ARM, CIC, LIC, AIS, AAI, API, AU, AIC - Executive Vice President
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Tina Worley, CIC, LIC, CISR, API, AAI - Vice President of Personal Insurance

Tina Worley, CIC, LIC, CISR, API, AAI - Vice President of Personal Insurance

Tina has been with the organization since 2004. She has a Bachelor’s Degree in Business and has earned multiple insurance designations.

Tina Worley, CIC, LIC, CISR, API, AAI - Vice President of Personal Insurance
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Dennis Bilancia, LIC, AAI, AIS, CIC - Vice President, Account Director

Dennis Bilancia, LIC, AAI, AIS, CIC - Vice President, Account Director

Dennis has been with Marsh & McLennan Agency since 2013. He is an accredited LIC, AAI, AIS consultant practicing in the insurance business since 2006. Prior to joining the brokerage community in 2009, he worked on the carrier side with Liberty Mutual Insurance Group. He uses his expertise in program design, premium finance, and safety/claims management to implement cost savings across diverse industries.

Dennis Bilancia, LIC, AAI, AIS, CIC - Vice President, Account Director
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Mary Foucard, CPCU, CIC, AAI - Vice President, Account Director

Mary Foucard, CPCU, CIC, AAI - Vice President, Account Director

Mary has been with the organization since 2002 and specializes in commercial insurance. She graduated from Michigan State University with a BA in English Literature and Economics.

Mary Foucard, CPCU, CIC, AAI - Vice President, Account Director
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Tracy Camisa, CIC, LIC, AAI - Vice President, Account Director

Tracy Camisa, CIC, LIC, AAI - Vice President, Account Director

Tracy has been with the organization since 1995. She earned a Bachelors in Business Administration with a focus on insurance from Lawrence Technological University.

Tracy Camisa, CIC, LIC, AAI - Vice President, Account Director
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Richard Nash, CPA, LIC - Vice President, Account Director

Richard Nash, CPA, LIC - Vice President, Account Director

Rich has been with the team since January 2013. He attended Hillsdale College earning his Bachelor of Science and Major in Accounting.

Richard Nash, CPA, LIC - Vice President, Account Director
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David J. Setlock,  CPA, CGMA, CPCU, LIC, AAI, CIC- Account Director

David J. Setlock, CPA, CGMA, CPCU, LIC, AAI, CIC- Account Director

Dave services the insurance needs of many of our offices larger clients. Dave graduated with high distinction from the University of Michigan - Dearborn. He earned a Bachelor's of Business Administration degree with dual concentrations in Professional Accounting and Finance.

David J. Setlock, CPA, CGMA, CPCU, LIC, AAI, CIC- Account Director
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Christal Smith, CIC, AAI, LIC, CISR - Commercial Account Executive

Christal Smith, CIC, AAI, LIC, CISR - Commercial Account Executive

Christal has been with the team since 2003. She has a Bachelors of Arts degree with a minor in Psychology from Wayne State University.

Christal Smith, CIC, AAI, LIC, CISR - Commercial Account Executive
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Susan Lumetta, JD, LIC - Vice President, Account Executive

Susan Lumetta, JD, LIC - Vice President, Account Executive

Susan has been with the organization since June, 2012. She attended Oakland University for her Bachelor of Arts degree and graduated summa cum laude. Susan then went on to pursue her Juris Doctor (J.D.) with Corporate Law concentration at Michigan State University College of Law, graduating cum laude.

Susan Lumetta, JD, LIC - Vice President, Account Executive
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Molly Green, RD, LIC, CISR - Director of Business & Community Development

Molly Green, RD, LIC, CISR - Director of Business & Community Development

Molly graduated from Central Michigan University with a Bachelors of Science. She then received her RD (Registered Dietitian) at Eastern Michigan University and went on to become licensed as a personal trainer. Molly is responsible for developing new Property & Casualty business and marketing strategies for Marsh & McLennan Agency - Michigan.

Molly Green, RD, LIC, CISR - Director of Business & Community Development
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Robin Ballard, CIC, LIC, AAI, CISR - Vice President / Account Executive

Robin Ballard, CIC, LIC, AAI, CISR - Vice President / Account Executive

Robin has earned multiple designations and has been with the organisations for 33 years.

Robin Ballard, CIC, LIC, AAI, CISR - Vice President / Account Executive
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Kelly Sparks, CIC, LIC, CISR, AAI, AIS - Account Executive

Kelly Sparks, CIC, LIC, CISR, AAI, AIS - Account Executive

Kelly has been with the organization since 2012. She has a Bachelor’s Degree in Business Administration from University of Michigan, Dearborn. She is also licensed in Property & Casualty and Life and Health.

Kelly Sparks, CIC, LIC, CISR, AAI, AIS - Account Executive
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Amy McCann, CIC, LIC, AAI - Commercial Account Manager

Amy McCann, CIC, LIC, AAI - Commercial Account Manager

Amy has been with the organization since 2003. She has a Bachelor’s degree in Child Development through Michigan State and has earned multiple insurance designations.

Amy McCann, CIC, LIC, AAI - Commercial Account Manager
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Bridget Greer, LIC, CIC - Personal Lines Account Manager

Bridget Greer, LIC, CIC - Personal Lines Account Manager

Bridget has been with the team since 2011. She graduated with a major in Financial Management from Hillsdale.

Bridget Greer, LIC, CIC - Personal Lines Account Manager
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Lauren Greer, LIC,CIC, AAI - Personal Lines Account Manager

Lauren Greer, LIC,CIC, AAI - Personal Lines Account Manager

Lauren joined our team in 2012. She has a Bachelors degree from Hillsdale College and has earned her LIC and CIC.

Lauren Greer, LIC,CIC, AAI - Personal Lines Account Manager
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Karen Bye, Senior Controller

Karen Bye, Senior Controller

Karen joined our the organization in 1996. Karen has a Major in Accounting and a Bachelor of Business Administration degree.

Karen Bye, Senior Controller
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Shauna McFarlane, CIC, AAI, LIC, CISR - Commercial Account Manager

Shauna McFarlane, CIC, AAI, LIC, CISR - Commercial Account Manager

In 1997 Shauna joined the organization. Since then, she has earned her CIC, AAI, LIC, and CISR.

Shauna McFarlane, CIC, AAI, LIC, CISR - Commercial Account Manager
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Heather Grefke, CIC, AAI, LIC, CISR - Commercial Account Executive

Heather Grefke, CIC, AAI, LIC, CISR - Commercial Account Executive

Heather has been with the team since 1996. She has earned multiple designations and is licensed in Property & Casualty.

Heather Grefke, CIC, AAI, LIC, CISR - Commercial Account Executive
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Melanie, LIC, CISR - Commercial Account Manager

Melanie, LIC, CISR - Commercial Account Manager

Melanie has been in the insurance industry since 1999 with a strong background in Personal Lines Insurance. She joined the team in 2012 as an Account Manager servicing commercial and personal line clients.

Melanie, LIC, CISR - Commercial Account Manager




Angela Penderel

Angela Penderel

Angela started at Marsh & McLennan in 2014. She has worked in the insurance industry since 2003 and has a double bachelor’s in English and Psychology. Angela works in Personal Lines.

Angela Penderel




Jenica Topp, Word Processor

Jenica Topp, Word Processor

Jenica has been with the organization since 1995. She has a Bachelors Degree in Computer Information Systems from Davenport University.

Jenica Topp, Word Processor
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Donna Furton, Word Processor

Donna Furton, Word Processor

Donna has been with the team since 2008. She has a Bachelor’s of Art Degree from University of Michigan and is licensed in Property and Casualty.

Donna Furton, Word Processor
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Krista McKee, Commercial Account Manager

Krista McKee, Commercial Account Manager

Krista began working at the company in the personal lines department in 1984. After a few years of staying home to raise her children, she returned in 2002. She now is in the Commercial lines department working alongside Ken and Shauna.

Krista McKee, Commercial Account Manager
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Judi Johnson, CISR - Commercial Account Manager

Judi Johnson, CISR - Commercial Account Manager

Judi came aboard the team in 1999. Since she has been with Cambridge she has earned her CISR designation.

Judi Johnson, CISR - Commercial Account Manager
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James Mann, CPCU, ARM, LIC - Commercial Account Manager

James Mann, CPCU, ARM, LIC - Commercial Account Manager

James joined the team in 2012. He received a Bachelors of Art degree from Michigan State University and has earned multiple insurance designations.

James Mann, CPCU, ARM, LIC - Commercial Account Manager
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Nancy Pennington, Word Processor

Nancy Pennington, Word Processor

Nancy has been with the organization since 2010. She is schooled in Business Education and manages the Word Processing Department. Nancy has earned her P&C license.

Nancy Pennington, Word Processor
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For any of your personal or commercial insurance needs, please contact us.

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