commercial GENERAL LIABILITY insurance
Liability insurance coverage is a term loosely bantered around the insurance industry as coverage for liability an insured may have to some other person or business. Such policies also include the costs of retaining an attorney, although the insurance company almost always has the right to select the attorney to be used. The most basic examples of this include a customer slip-and-fall on your premises, or an injury as a result of a defective product.
However, many more complicated liability exposures exist including employment practices, liquor liability, employee benefits liability exposures, and others. The majority of coverage disputes filed in this country center around liability insurance, given the severity of the loss presented and the complexity of the policies and endorsements.
The following coverages are available:
• Advertising Injury
• Aircraft, Watercraft, Automobiles
• Computer Operations
• Contractual or Assumed Liability
• Directors & Officers Liability
• Discrimination, Wrongful Discharge
• Employee Benefits
• Employers Liability
• Environmental Impairment
• False Arrest, Detention or Imprisonment
• Fiduciary Liability
• Foreign Activities or Operations
• Fumes from Equipment
• Fumes from Fires |
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• Fumes from Heating Systems
• Leased Buildings
• Liquor Events
• Malicious Prosecution
• Mental Anguish, Mental Injury, Shock, Humiliation
• Operations
• Pollution from Products
• Premises
• Products
• Products Recall
• Professional Liability or Malpractice
• Sexual Harassment
• Slander, Libel or Defamation
• Wrongful Eviction or Entry |
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