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Congratulations to Kelly Sparks! Recognized as Michigan’s 2015 Outstanding CSR of the Year!

Kelly Sparks Recognized as Michigan’s 2015 Outstanding CSR of the Year Livonia, MI June 2, 2015 – Kelly Sparks, Commercial Account Manager with the Michigan P&C office of Marsh & McLennan Agency LLC, was named the 2015 Michigan Association of Insurance Agents and the National Alliance Outstanding CSR of the year. The award was presented […]

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Critical considerations for businesses

 CRITICAL CONSIDERATIONS IN BUSINESS PROPERTY INSURANCE PROGRAMS Over the past 41 years as insurance coverage attorneys, expert witnesses in property insurance claims, and insurance agents, we have been involved in over $100,000,000 of major property claims. As a result, we have learned many lessons, and the purpose of this publication is to relate those lessons […]

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Customer Security

Our business is located in a high crime area. Are we obligated to provide security for our customers? If our company hires a security guard service, have we assumed an obligation to provide security to anyone who enters our property? There have been a number of armed robberies in a nearby  parking  lot.  Are  we […]

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Employee Dishonesty Claims

  There are a number of common instances where no coverage may be provided under an employee dishonesty coverage form. This Special Report will discuss a few of these instances. You will want to consult with counsel as part of your determination and application of coverages. Most employee dishonesty coverage forms include the following concepts: […]

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What do you know about a proof of loss document?

A recent Michigan Court of Appeals decision illustrates the importance of the timely filing of a sworn proof of loss document with the insurer following a covered property loss. Every commercial property policy and homeowners policy has as a condition that the insured sign and file a sworn statement in proof of loss usually no […]

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Tenant Trouble

Is your business moving?  If you plan to lease from a landlord, you need to be aware of the risks associated with your lease.  Our job is to review the risk of loss provisions of leases from a tenant’s standpoint.  You may have more liability than you think! Landlords have less of a problem with defective […]

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