Archive | Personal Coverage RSS feed for this section

Email Disclaimer

Email has become one of the staples of business and personal communication. Now more than ever, companies are increasingly aware that email and other forms of electronic communication pose a number of significant exposures. In recent years many organizations have fallen victim to lawsuits brought by both their employees and other companies as a result […]

Leave a comment Continue Reading →

You could lose it all!

  HOW PEOPLE GET HURT FROM YOUR PERSONAL ACTIVITIES AND HOW YOU CAN LOSE YOUR ASSETS The purpose of this Special Report is to share some of the real-life liability cases over the last 15 years in Michigan. In fact, there were so many cases that we decided to compile a list of those lawsuits […]

Leave a comment Continue Reading →

Actual lawsuits in Michigan….Don’t let them happen to you!

The purpose of this Special Report is to share some of the real-life liability cases over the last 15 years in Michigan. In fact, there were so many cases that we decided to compile a list of those lawsuits over $1,000,000 in Michigan just to show the extent to which one simple accident could wipe […]

Leave a comment Continue Reading →

“Are there risks in changing my insurance?”

  Asking for Quotes How you go about buying insurance is an important process. Some buyers make multiple copies of their current insurance policies and invite multiple agents to bring in quotes from multiple insurance companies and ask that they quote “what I have right now.” These agents, in turn, send applications to multiple insurance […]

Leave a comment Continue Reading →

Am I covered for the cleanup of pollutants following a major claim such as a fire?

The following is an explanation of the pollutant cleanup coverage which is available under  the  standard  property insurance policy.  As always, no two insurance companies or policies are created equal.  The actual language of these provisions will vary on a case-by-case basis. Property Insurance Policy The standard property insurance policy provides very little coverage, if […]

Leave a comment Continue Reading →

Marsh & McLennan Agency Acquires Cambridge Property & Casualty

Marsh & McLennan Agency Acquires Cambridge Property & Casualty  Acquisition expands MMA’s capabilities in Michigan White Plains, New York, December 3, 2013 – Marsh & McLennan Agency LLC (MMA), a subsidiary of insurance broker Marsh Inc., today announced the acquisition of Cambridge Property & Casualty, one of the largest property/casualty insurance agencies in Michigan. Terms […]

Leave a comment Continue Reading →

“YIKES! My Rolex wasn’t covered under my homeowners!”

  Limitations of Coverage Many people do not realize that limitations exist  within  homeowners  insurance  policies for   certain   classes   or   types   of   personal property such as treasured jewelry, exquisite artwork, coin collections, antiques, and other collectibles. Did you know that most homeowners insurance policies only provide $1,000-$5,000 in coverage for theft and misplacement of jewelry? […]

Leave a comment Continue Reading →

Am I liable for my child’s actions?

Many clients want to know if they are liable for the acts of their children.  Let’s explain the various exposures related to parental liability as well as the  grounds  on  which  such  claims  can  be brought. Parents can be held liable for the acts of their children based of statutes, common law, or contractual agreements. […]

Leave a comment Continue Reading →

Do you have enough personal liability coverage?

It’s finally here. Your long anticipated group ride on your bicycle.  You get out your map and review the route, and go over your safety checklist before hitting the road. You’ve got everything you need. The group begins to strap on their helmets, but you can’t stop thinking that you’ve forgotten something.  You know the […]

Leave a comment Continue Reading →

Why do we want the BEST of everything, except insurance?

As insurance advisors, we are given insurance proposals received by our clients from other insurance agents that have a lower premium than what our client is currently paying. Our client is impressed by the lower premium and wants to make a change. It constantly amazes me that those same insurance buyers take a far different […]

Leave a comment Continue Reading →
UA-41737470-1